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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,844 | $197,637+95.7% | $177,848+117.5% | $158,982+143.3% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 8.78% | 58.77%-50.0pp | 48.33%-39.5pp | 302.99%-294.2pp |
| Employer contribution / active EE | $23,556 | $6,698+251.7% | $5,919+298.0% | $4,763+394.6% |
| Participant deferral / active EE | $15,336 | $8,405+82.5% | $7,714+98.8% | $5,983+156.3% |
| Admin fee / account holder | $8,278 | $15,406-46.3% | $12,431-33.4% | $11,252-26.4% |