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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,581 | $118,869+41.8% | $96,575+74.6% | $167,518+0.6% |
| Participation rate | 40.0% | 75.5%-35.5pp | 69.8%-29.8pp | 82.1%-42.1pp |
| Annual return | 7.66% | 50.49%-42.8pp | 37.79%-30.1pp | 478.71%-471.0pp |
| Employer contribution / active EE | $1,890 | $3,120-39.4% | $2,357-19.8% | $4,838-60.9% |
| Participant deferral / active EE | $9,100 | $4,616+97.1% | $3,849+136.4% | $6,342+43.5% |
| Admin fee / account holder | $20 | $8,067-99.8% | $6,182-99.7% | $12,312-99.8% |