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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,059 | $112,933+16.1% | $90,970+44.1% | $158,982-17.6% |
| Participation rate | 40.0% | 74.7%-34.7pp | 69.0%-29.0pp | 82.0%-42.0pp |
| Annual return | -26.08% | 215.82%-241.9pp | 134.60%-160.7pp | 302.99%-329.1pp |
| Employer contribution / active EE | $1,981 | $2,893-31.5% | $2,122-6.6% | $4,763-58.4% |
| Participant deferral / active EE | $7,800 | $4,128+89.0% | $3,373+131.3% | $5,983+30.4% |
| Admin fee / account holder | $20 | $8,047-99.8% | $5,961-99.7% | $11,252-99.8% |