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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,555 | $95,915+61.1% | $79,580+94.2% | $134,532+14.9% |
| Participation rate | 40.0% | 75.0%-35.0pp | 69.5%-29.5pp | 81.2%-41.2pp |
| Annual return | -18.68% | -2.71%-16.0pp | 0.15%-18.8pp | 418.27%-436.9pp |
| Employer contribution / active EE | $2,034 | $3,129-35.0% | $2,413-15.7% | $4,741-57.1% |
| Participant deferral / active EE | $4,950 | $4,693+5.5% | $3,985+24.2% | $6,401-22.7% |
| Admin fee / account holder | $20 | $9,132-99.8% | $6,835-99.7% | $11,429-99.8% |