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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,110 | $95,979+6.4% | $74,551+37.0% | $135,380-24.6% |
| Participation rate | 40.0% | 75.7%-35.7pp | 69.1%-29.1pp | 82.6%-42.6pp |
| Annual return | -11.22% | 56.97%-68.2pp | 32.53%-43.8pp | 519.81%-531.0pp |
| Employer contribution / active EE | $3,845 | $2,716+41.6% | $1,961+96.1% | $4,779-19.5% |
| Participant deferral / active EE | $7,400 | $3,844+92.5% | $3,108+138.1% | $5,609+31.9% |
| Admin fee / account holder | $109 | $6,522-98.3% | $5,059-97.8% | $10,828-99.0% |