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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,192 | $166,020-24.6% | $164,866-24.1% | $145,959-14.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 10.02% | 100.08%-90.1pp | 69.97%-59.9pp | 561.95%-551.9pp |
| Employer contribution / active EE | $6,839 | $5,275+29.7% | $4,343+57.5% | $4,661+46.7% |
| Participant deferral / active EE | $11,154 | $6,961+60.2% | $6,033+84.9% | $6,689+66.8% |
| Admin fee / account holder | $1,135 | $16,644-93.2% | $12,689-91.1% | $13,398-91.5% |