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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,192 | $166,242-24.7% | $165,071-24.2% | $145,884-14.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 10.02% | 100.44%-90.4pp | 70.17%-60.1pp | 551.85%-541.8pp |
| Employer contribution / active EE | $6,839 | $5,283+29.5% | $4,347+57.3% | $4,662+46.7% |
| Participant deferral / active EE | $11,154 | $6,964+60.2% | $6,035+84.8% | $6,690+66.7% |
| Admin fee / account holder | $1,135 | $16,658-93.2% | $12,695-91.1% | $13,392-91.5% |