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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,682 | $135,639-69.3% | $110,241-62.2% | $135,382-69.2% |
| Participation rate | 28.6% | 83.5%-54.9pp | 79.8%-51.2pp | 82.6%-54.1pp |
| Annual return | -7.86% | 513.21%-521.1pp | 314.75%-322.6pp | 519.77%-527.6pp |
| Employer contribution / active EE | $2,383 | $4,907-51.4% | $3,827-37.7% | $4,779-50.1% |
| Participant deferral / active EE | $3,378 | $5,507-38.7% | $4,672-27.7% | $5,609-39.8% |
| Admin fee / account holder | $22,744 | $11,457+98.5% | $8,548+166.1% | $10,829+110.0% |