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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,249 | $152,619-73.0% | $125,195-67.1% | $152,909-73.0% |
| Participation rate | 57.1% | 83.3%-26.2pp | 79.8%-22.6pp | 82.5%-25.3pp |
| Annual return | 20.08% | 54.85%-34.8pp | 43.79%-23.7pp | 345.46%-325.4pp |
| Employer contribution / active EE | $2,260 | $4,947-54.3% | $3,866-41.6% | $4,764-52.6% |
| Participant deferral / active EE | $3,652 | $5,869-37.8% | $4,937-26.0% | $5,851-37.6% |
| Admin fee / account holder | $8,021 | $13,437-40.3% | $9,704-17.3% | $11,601-30.9% |