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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,919 | $154,209-24.2% | $130,062-10.1% | $139,487-16.2% |
| Participation rate | 83.3% | 82.0%+1.4pp | 78.5%+4.8pp | 80.3%+3.0pp |
| Annual return | 18.23% | 32.52%-14.3pp | -137.37%+155.6pp | 373.84%-355.6pp |
| Employer contribution / active EE | $6,670 | $5,292+26.0% | $4,322+54.3% | $4,755+40.3% |
| Participant deferral / active EE | $12,008 | $6,709+79.0% | $5,821+106.3% | $6,713+78.9% |
| Admin fee / account holder | $1,009 | $13,988-92.8% | $10,601-90.5% | $11,407-91.2% |