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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,919 | $154,145-24.1% | $130,014-10.1% | $139,427-16.1% |
| Participation rate | 83.3% | 82.0%+1.4pp | 78.5%+4.8pp | 80.3%+3.0pp |
| Annual return | 18.23% | 32.49%-14.3pp | -137.22%+155.4pp | 373.27%-355.0pp |
| Employer contribution / active EE | $6,670 | $5,290+26.1% | $4,320+54.4% | $4,752+40.4% |
| Participant deferral / active EE | $12,008 | $6,711+78.9% | $5,821+106.3% | $6,711+78.9% |
| Admin fee / account holder | $1,009 | $14,009-92.8% | $10,616-90.5% | $11,404-91.2% |