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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,696 | $110,551-60.5% | $80,741-45.9% | $167,536-73.9% |
| Participation rate | 62.5% | 64.0%-1.5pp | 54.2%+8.3pp | 82.1%-19.6pp |
| Annual return | 14.60% | 120.57%-106.0pp | 87.30%-72.7pp | 478.82%-464.2pp |
| Employer contribution / active EE | $933 | $1,543-39.5% | $1,160-19.6% | $4,839-80.7% |
| Participant deferral / active EE | $1,699 | $2,870-40.8% | $2,145-20.8% | $6,342-73.2% |
| Admin fee / account holder | $2,558 | $4,547-43.7% | $3,380-24.3% | $12,315-79.2% |