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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,895 | $104,116-47.3% | $71,089-22.8% | $135,380-59.5% |
| Participation rate | 44.4% | 65.7%-21.2pp | 54.6%-10.2pp | 82.6%-38.2pp |
| Annual return | -3.05% | 1256.51%-1259.6pp | 650.65%-653.7pp | 519.81%-522.9pp |
| Employer contribution / active EE | $2,068 | $1,485+39.3% | $1,088+90.2% | $4,779-56.7% |
| Participant deferral / active EE | $3,074 | $2,524+21.8% | $1,873+64.1% | $5,609-45.2% |
| Admin fee / account holder | $5,048 | $4,142+21.9% | $3,082+63.8% | $10,828-53.4% |