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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,639 | $103,949-55.1% | $69,182-32.6% | $273,972-83.0% |
| Participation rate | 62.5% | 67.4%-4.9pp | 55.1%+7.4pp | 83.0%-20.5pp |
| Annual return | 0.00% | 35.28%-35.3pp | -21.93%+21.9pp | 41.46%-41.5pp |
| Employer contribution / active EE | $2,335 | $1,783+31.0% | $1,206+93.6% | $4,869-52.0% |
| Participant deferral / active EE | $3,322 | $2,716+22.3% | $1,897+75.1% | $5,287-37.2% |
| Admin fee / account holder | $17 | $3,671-99.5% | $2,697-99.4% | $10,133-99.8% |