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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,997 | $108,285-64.9% | $77,552-51.0% | $158,982-76.1% |
| Participation rate | 55.6% | 64.4%-8.9pp | 54.2%+1.4pp | 82.0%-26.4pp |
| Annual return | 13.38% | 31.69%-18.3pp | 54.82%-41.4pp | 302.99%-289.6pp |
| Employer contribution / active EE | $1,455 | $1,325+9.8% | $987+47.4% | $4,763-69.5% |
| Participant deferral / active EE | $1,052 | $2,455-57.2% | $1,861-43.5% | $5,983-82.4% |
| Admin fee / account holder | $833 | $3,709-77.5% | $2,859-70.9% | $11,252-92.6% |