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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,002 | $57,073+15.6% | $85,126-22.5% | $80,925-18.4% |
| Participation rate | 76.9% | 56.4%+20.5pp | 67.5%+9.4pp | 67.7%+9.3pp |
| Annual return | 12.97% | 21.69%-8.7pp | 66.63%-53.7pp | 35.65%-22.7pp |
| Employer contribution / active EE | $1,778 | $1,801-1.2% | $2,731-34.9% | $2,756-35.5% |
| Participant deferral / active EE | $3,513 | $3,113+12.8% | $4,523-22.3% | $4,299-18.3% |
| Admin fee / account holder | $2,034 | $4,988-59.2% | $6,160-67.0% | $6,940-70.7% |