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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,002 | $57,140+15.5% | $85,240-22.6% | $80,959-18.5% |
| Participation rate | 76.9% | 56.4%+20.5pp | 67.5%+9.4pp | 67.7%+9.3pp |
| Annual return | 12.97% | 21.71%-8.7pp | 66.75%-53.8pp | 35.67%-22.7pp |
| Employer contribution / active EE | $1,778 | $1,802-1.3% | $2,735-35.0% | $2,757-35.5% |
| Participant deferral / active EE | $3,513 | $3,115+12.8% | $4,527-22.4% | $4,300-18.3% |
| Admin fee / account holder | $2,034 | $4,992-59.2% | $6,165-67.0% | $6,925-70.6% |