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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,162 | $45,872-1.5% | $77,081-41.4% | $68,495-34.1% |
| Participation rate | 73.3% | 55.9%+17.4pp | 67.9%+5.4pp | 67.9%+5.4pp |
| Annual return | -5.76% | 1.73%-7.5pp | 42.33%-48.1pp | -7.84%+2.1pp |
| Employer contribution / active EE | $2,285 | $1,650+38.5% | $2,813-18.8% | $2,596-12.0% |
| Participant deferral / active EE | $3,409 | $2,963+15.0% | $4,428-23.0% | $4,028-15.4% |
| Admin fee / account holder | $2,675 | $3,041-12.0% | $5,427-50.7% | $5,403-50.5% |