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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,590 | $48,053-42.6% | $84,623-67.4% | $72,983-62.2% |
| Participation rate | 72.7% | 57.6%+15.1pp | 68.2%+4.5pp | 69.5%+3.2pp |
| Annual return | -46.05% | 37.39%-83.4pp | 258.77%-304.8pp | 81.01%-127.1pp |
| Employer contribution / active EE | $1,480 | $1,602-7.6% | $2,652-44.2% | $2,440-39.3% |
| Participant deferral / active EE | $2,465 | $2,681-8.0% | $3,899-36.8% | $3,608-31.7% |
| Admin fee / account holder | $1,399 | $3,395-58.8% | $4,913-71.5% | $5,124-72.7% |