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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,001 | $183,539-44.4% | $155,556-34.4% | $145,897-30.1% |
| Participation rate | 93.3% | 82.7%+10.6pp | 78.2%+15.1pp | 80.3%+13.0pp |
| Annual return | 13.94% | 61.31%-47.4pp | 64.84%-50.9pp | 552.29%-538.4pp |
| Employer contribution / active EE | $4,182 | $5,315-21.3% | $4,675-10.6% | $4,663-10.3% |
| Participant deferral / active EE | $1,244 | $6,467-80.8% | $5,631-77.9% | $6,689-81.4% |
| Admin fee / account holder | $5,365 | $19,275-72.2% | $15,885-66.2% | $13,390-59.9% |