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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,920 | $202,342-81.8% | $172,752-78.6% | $152,897-75.9% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 21.84% | 1029.83%-1008.0pp | 802.97%-781.1pp | 345.43%-323.6pp |
| Employer contribution / active EE | $6,557 | $5,858+11.9% | $5,144+27.5% | $4,764+37.6% |
| Participant deferral / active EE | $1,227 | $5,948-79.4% | $5,198-76.4% | $5,851-79.0% |
| Admin fee / account holder | $2,267 | $17,111-86.7% | $13,955-83.8% | $11,599-80.5% |