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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,508 | $181,896-85.4% | $156,551-83.1% | $273,972-90.3% |
| Participation rate | 87.0% | 88.4%-1.4pp | 84.0%+2.9pp | 83.0%+3.9pp |
| Annual return | 4.83% | 30.74%-25.9pp | 32.23%-27.4pp | 41.46%-36.6pp |
| Employer contribution / active EE | $2,289 | $6,248-63.4% | $5,501-58.4% | $4,869-53.0% |
| Participant deferral / active EE | $452 | $5,550-91.9% | $4,871-90.7% | $5,287-91.5% |
| Admin fee / account holder | $486 | $15,560-96.9% | $13,028-96.3% | $10,133-95.2% |