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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,106 | $117,846-58.3% | $102,434-52.1% | $145,884-66.3% |
| Participation rate | 90.9% | 78.6%+12.3pp | 76.5%+14.4pp | 80.3%+10.6pp |
| Annual return | 9.90% | 31.90%-22.0pp | 29.46%-19.6pp | 551.85%-541.9pp |
| Employer contribution / active EE | $759 | $3,615-79.0% | $3,023-74.9% | $4,662-83.7% |
| Participant deferral / active EE | $2,044 | $5,733-64.3% | $5,055-59.6% | $6,690-69.4% |
| Admin fee / account holder | $4,085 | $13,356-69.4% | $9,462-56.8% | $13,392-69.5% |