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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,376 | $60,349-64.6% | $74,184-71.2% | $62,881-66.0% |
| Participation rate | 96.4% | 72.7%+23.7pp | 76.6%+19.8pp | 69.3%+27.1pp |
| Annual return | 6.52% | 21.38%-14.9pp | 17.74%-11.2pp | 20.14%-13.6pp |
| Employer contribution / active EE | $1,578 | $1,680-6.1% | $2,370-33.4% | $2,281-30.8% |
| Participant deferral / active EE | $1,572 | $2,856-45.0% | $3,550-55.7% | $3,203-50.9% |
| Admin fee / account holder | $3,753 | $4,261-11.9% | $5,586-32.8% | $4,296-12.6% |