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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,851 | $124,346-59.9% | $111,308-55.2% | $167,536-70.2% |
| Participation rate | 66.7% | 79.6%-13.0pp | 77.3%-10.7pp | 82.1%-15.4pp |
| Annual return | 10.74% | 37.45%-26.7pp | 54.67%-43.9pp | 478.82%-468.1pp |
| Employer contribution / active EE | $710 | $3,437-79.3% | $2,732-74.0% | $4,839-85.3% |
| Participant deferral / active EE | $2,108 | $5,182-59.3% | $4,487-53.0% | $6,342-66.8% |
| Admin fee / account holder | $16,601 | $10,621+56.3% | $7,965+108.4% | $12,315+34.8% |