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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,574 | $67,602-59.2% | $82,312-66.5% | $70,126-60.7% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 11.51% | 21.57%-10.1pp | 25.88%-14.4pp | 73.15%-61.6pp |
| Employer contribution / active EE | $871 | $1,755-50.4% | $2,428-64.1% | $2,343-62.8% |
| Participant deferral / active EE | $2,102 | $2,987-29.6% | $3,706-43.3% | $3,332-36.9% |
| Admin fee / account holder | $11,592 | $4,512+156.9% | $5,608+106.7% | $4,645+149.5% |