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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,187 | $103,393-55.3% | $87,103-47.0% | $152,909-69.8% |
| Participation rate | 76.2% | 79.4%-3.2pp | 76.9%-0.7pp | 82.5%-6.3pp |
| Annual return | 17.49% | 28.10%-10.6pp | 28.19%-10.7pp | 345.46%-328.0pp |
| Employer contribution / active EE | $626 | $3,221-80.6% | $2,521-75.2% | $4,764-86.9% |
| Participant deferral / active EE | $1,627 | $4,778-65.9% | $4,049-59.8% | $5,851-72.2% |
| Admin fee / account holder | $6,410 | $12,195-47.4% | $7,491-14.4% | $11,601-44.7% |