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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,796 | $117,904-44.2% | $102,457-35.8% | $145,978-54.9% |
| Participation rate | 86.7% | 78.6%+8.1pp | 76.5%+10.2pp | 80.3%+6.4pp |
| Annual return | 8.37% | 31.80%-23.4pp | 29.41%-21.0pp | 550.52%-542.1pp |
| Employer contribution / active EE | $2,848 | $3,613-21.2% | $3,022-5.8% | $4,662-38.9% |
| Participant deferral / active EE | $3,946 | $5,733-31.2% | $5,054-21.9% | $6,690-41.0% |
| Admin fee / account holder | $2,045 | $13,329-84.7% | $9,451-78.4% | $13,400-84.7% |