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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,913 | $100,805-37.6% | $86,698-27.4% | $134,532-53.2% |
| Participation rate | 73.7% | 79.0%-5.3pp | 76.6%-2.9pp | 81.2%-7.5pp |
| Annual return | -18.91% | 29.09%-48.0pp | 35.95%-54.9pp | 418.27%-437.2pp |
| Employer contribution / active EE | $1,831 | $3,490-47.5% | $2,837-35.4% | $4,741-61.4% |
| Participant deferral / active EE | $3,131 | $5,339-41.4% | $4,656-32.7% | $6,401-51.1% |
| Admin fee / account holder | $2,380 | $10,925-78.2% | $7,493-68.2% | $11,429-79.2% |