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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,078 | $110,307-48.3% | $96,576-40.9% | $139,456-59.1% |
| Participation rate | 85.0% | 78.1%+6.9pp | 76.0%+9.0pp | 80.3%+4.7pp |
| Annual return | 12.57% | 26.40%-13.8pp | 25.87%-13.3pp | 373.45%-360.9pp |
| Employer contribution / active EE | $1,369 | $3,619-62.2% | $2,965-53.8% | $4,753-71.2% |
| Participant deferral / active EE | $3,031 | $5,547-45.4% | $4,851-37.5% | $6,711-54.8% |
| Admin fee / account holder | $6,828 | $11,597-41.1% | $8,253-17.3% | $11,407-40.1% |