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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,593 | $112,121-48.6% | $95,960-40.0% | $158,966-63.8% |
| Participation rate | 80.0% | 79.0%+1.0pp | 77.1%+2.9pp | 82.0%-2.0pp |
| Annual return | 11.77% | 171.16%-159.4pp | 91.63%-79.9pp | 302.95%-291.2pp |
| Employer contribution / active EE | $0 | $3,199-100.0% | $2,541-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $2,437 | $4,784-49.1% | $4,167-41.5% | $5,983-59.3% |
| Admin fee / account holder | $1,027 | $10,135-89.9% | $6,797-84.9% | $11,250-90.9% |