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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,376 | $88,672-52.2% | $105,223-59.7% | $82,448-48.6% |
| Participation rate | 97.1% | 67.9%+29.2pp | 75.0%+22.1pp | 68.1%+29.1pp |
| Annual return | 34.84% | 30.86%+4.0pp | 180.65%-145.8pp | 41.64%-6.8pp |
| Employer contribution / active EE | $0 | $3,048-100.0% | $3,689-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $3,592 | $4,036-11.0% | $5,072-29.2% | $4,139-13.2% |
| Admin fee / account holder | $729 | $7,146-89.8% | $8,859-91.8% | $7,234-89.9% |