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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,132 | $64,716-27.2% | $112,258-58.0% | $68,495-31.2% |
| Participation rate | 64.0% | 67.2%-3.2pp | 75.1%-11.1pp | 67.9%-3.9pp |
| Annual return | -13.26% | -11.40%-1.9pp | 27.47%-40.7pp | -7.84%-5.4pp |
| Employer contribution / active EE | $0 | $2,746-100.0% | $3,636-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $2,337 | $3,565-34.5% | $4,728-50.6% | $4,028-42.0% |
| Admin fee / account holder | $20,626 | $5,232+294.3% | $6,411+221.7% | $5,403+281.7% |