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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,759 | $65,361-8.6% | $92,903-35.7% | $72,983-18.1% |
| Participation rate | 69.4% | 68.3%+1.1pp | 76.0%-6.6pp | 69.5%0pp |
| Annual return | 22.68% | 42.11%-19.4pp | 109.43%-86.8pp | 81.01%-58.3pp |
| Employer contribution / active EE | $1,460 | $2,594-43.7% | $3,653-60.0% | $2,440-40.2% |
| Participant deferral / active EE | $3,650 | $3,128+16.7% | $4,238-13.9% | $3,608+1.2% |
| Admin fee / account holder | $2,651 | $4,251-37.6% | $5,795-54.3% | $5,124-48.3% |