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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $422,751 | $76,407+453.3% | $150,298+181.3% | $82,448+412.8% |
| Participation rate | 97.4% | 66.4%+31.0pp | 77.8%+19.7pp | 68.1%+29.4pp |
| Annual return | 13.86% | 39.99%-26.1pp | 62.79%-48.9pp | 41.64%-27.8pp |
| Employer contribution / active EE | $7,771 | $2,614+197.3% | $4,154+87.1% | $2,551+204.6% |
| Participant deferral / active EE | $6,751 | $3,214+110.0% | $5,453+23.8% | $4,139+63.1% |
| Admin fee / account holder | $117,089 | $6,352+1743.3% | $14,116+729.5% | $7,234+1518.5% |