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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,206 | $63,346-69.7% | $92,240-79.2% | $70,126-72.6% |
| Participation rate | 64.4% | 68.7%-4.2pp | 76.5%-12.0pp | 69.5%-5.1pp |
| Annual return | 19.26% | 530.19%-510.9pp | 176.29%-157.0pp | 73.15%-53.9pp |
| Employer contribution / active EE | $958 | $2,471-61.2% | $3,680-74.0% | $2,343-59.1% |
| Participant deferral / active EE | $2,779 | $2,854-2.6% | $3,897-28.7% | $3,332-16.6% |
| Admin fee / account holder | $1,010 | $3,841-73.7% | $5,194-80.6% | $4,645-78.3% |