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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,937 | $65,367-43.5% | $92,915-60.2% | $72,976-49.4% |
| Participation rate | 51.2% | 68.3%-17.1pp | 76.0%-24.8pp | 69.5%-18.3pp |
| Annual return | 22.99% | 42.11%-19.1pp | 109.45%-86.5pp | 81.02%-58.0pp |
| Employer contribution / active EE | $1,161 | $2,594-55.3% | $3,653-68.2% | $2,440-52.4% |
| Participant deferral / active EE | $3,072 | $3,128-1.8% | $4,238-27.5% | $3,608-14.9% |
| Admin fee / account holder | $1,456 | $4,251-65.7% | $5,796-74.9% | $5,124-71.6% |