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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,662 | $57,352-57.0% | $83,831-70.6% | $64,173-61.6% |
| Participation rate | 60.0% | 68.6%-8.6pp | 76.1%-16.1pp | 69.6%-9.6pp |
| Annual return | -2.67% | 11.38%-14.1pp | 850.99%-853.7pp | 7.63%-10.3pp |
| Employer contribution / active EE | $1,373 | $2,546-46.1% | $3,631-62.2% | $2,381-42.3% |
| Participant deferral / active EE | $3,032 | $2,993+1.3% | $4,082-25.7% | $3,470-12.6% |
| Admin fee / account holder | $2,227 | $4,046-45.0% | $5,479-59.3% | $4,887-54.4% |