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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,173 | $65,566-12.8% | $86,235-33.7% | $75,177-23.9% |
| Participation rate | 67.5% | 60.5%+7.0pp | 69.0%-1.5pp | 67.2%+0.3pp |
| Annual return | 19.39% | 46.07%-26.7pp | 1170.03%-1150.6pp | 160.75%-141.4pp |
| Employer contribution / active EE | $3,794 | $1,553+144.3% | $2,381+59.4% | $2,671+42.1% |
| Participant deferral / active EE | $4,391 | $3,023+45.2% | $3,987+10.1% | $4,126+6.4% |
| Admin fee / account holder | $4,642 | $5,470-15.1% | $6,856-32.3% | $5,651-17.9% |