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| Provider | Service type | Compensation |
|---|---|---|
GALECKI FINANCIAL8+ years Service code 27 · EIN 20-3255637 | Advisory (Plan) | $69,000 |
ASCENSUS LLC8+ years Filed as: ASCENSUS CONSULTING Service code 13 · EIN 11-3665754 | Contract Administrator | $20,632 |
CHARLES SCHWAB & CO., INC.8+ years Filed as: CHARLES SCHWAB BANK Service code 18 · EIN 42-1558009 | Custodial (other than securities) | $16,409 |
Filed as: VESTIA ADVISORS LLC Service code 27 · EIN 82-1828832 | Advisory (Plan) | $8,129 |
Filed as: PHILLIPS FINANCIAL MANAGEMENT Service code 27 · EIN 20-1131890 | Advisory (Plan) | $1,288 |
CHARLES SCHWAB & CO., INC.8+ years Service code 71 · EIN 94-1737782 | Brokerage Fees | $660 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,850 | $65,083+108.7% | $143,788-5.5% | $66,930+103.0% |
| Participation rate | 100.0% | 65.2%+34.8pp | 80.3%+19.7pp | 69.8%+30.2pp |
| Annual return | -14.37% | -11.13%-3.2pp | -0.03%-14.3pp | 1.57%-15.9pp |
| Employer contribution / active EE | $2,350 | $2,361-0.5% | $4,952-52.6% | $2,545-7.7% |
| Participant deferral / active EE | $5,205 | $2,920+78.3% | $5,638-7.7% | $4,238+22.8% |
| Admin fee / account holder | $546 | $502+8.7% | $14,675-96.3% | $593-8.0% |