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| Provider | Service type | Compensation |
|---|---|---|
GALECKI FINANCIAL5+ years Service code 27 · EIN 20-3255637 | Advisory (Plan) | $51,611 |
ASCENSUS LLC5+ years Filed as: ASCENSUS CONSULTING Service code 13 · EIN 11-3665754 | Contract Administrator | $21,671 |
CHARLES SCHWAB & CO., INC.5+ years Filed as: CHARLES SCHWAB BANK Service code 18 · EIN 42-1558009 | Custodial (other than securities) | $12,971 |
Filed as: VESTIA ADVISORS LLC Service code 27 · EIN 82-1828832 | Advisory (Plan) | $11,903 |
CHARLES SCHWAB & CO., INC.5+ years Service code 71 · EIN 94-1737782 | Brokerage Fees | $1,751 |
LARSON FINANCIAL GROUP LLC5+ years Service code 27 · EIN 20-4773945 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,938 | $52,961+117.0% | $172,755-33.5% | $65,185+76.3% |
| Participation rate | 96.9% | 66.2%+30.7pp | 82.6%+14.2pp | 70.2%+26.7pp |
| Annual return | 20.10% | 30.12%-10.0pp | 802.94%-782.8pp | 29.38%-9.3pp |
| Employer contribution / active EE | $1,977 | $2,190-9.7% | $5,144-61.6% | $2,177-9.2% |
| Participant deferral / active EE | $4,235 | $2,471+71.4% | $5,198-18.5% | $3,514+20.5% |
| Admin fee / account holder | $440 | $472-6.8% | $13,955-96.8% | $847-48.1% |