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| Provider | Service type | Compensation |
|---|---|---|
GALECKI FINANCIAL6+ years Service code 27 · EIN 20-3255637 | Advisory (Plan) | $54,700 |
ASCENSUS LLC6+ years Filed as: ASCENSUS CONSULTING Service code 13 · EIN 11-3665754 | Contract Administrator | $20,854 |
CHARLES SCHWAB & CO., INC.6+ years Filed as: CHARLES SCHWAB BANK Service code 18 · EIN 42-1558009 | Custodial (other than securities) | $13,995 |
Filed as: VESTIA ADVISORS LLC Service code 27 · EIN 82-1828832 | Advisory (Plan) | $7,685 |
CHARLES SCHWAB & CO., INC.6+ years Service code 71 · EIN 94-1737782 | Brokerage Fees | $3,779 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,650 | $58,888+104.9% | $178,499-32.4% | $73,493+64.2% |
| Participation rate | 95.0% | 66.2%+28.7pp | 81.9%+13.0pp | 70.7%+24.3pp |
| Annual return | 11.50% | 24.86%-13.4pp | 151.10%-139.6pp | 28.51%-17.0pp |
| Employer contribution / active EE | $1,941 | $2,236-13.2% | $5,011-61.3% | $2,270-14.5% |
| Participant deferral / active EE | $4,487 | $2,568+74.7% | $5,202-13.7% | $3,740+20.0% |
| Admin fee / account holder | $399 | $400-0.3% | $13,986-97.1% | $513-22.2% |