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| Provider | Service type | Compensation |
|---|---|---|
GALECKI FINANCIAL2+ years Service code 27 · EIN 20-3255637 | Advisory (Plan) | $40,483 |
ASCENSUS LLC2+ years Filed as: ASCENSUS CONSULTING Service code 13 · EIN 11-3665754 | Contract Administrator | $21,370 |
LARSON FINANCIAL GROUP LLC2+ years Service code 27 · EIN 20-4773945 | Advisory (Plan) | $10,901 |
CHARLES SCHWAB & CO., INC.2+ years Filed as: CHARLES SCHWAB BANK Service code 18 · EIN 42-1558009 | Custodial (other than securities) | $10,023 |
CHARLES SCHWAB & CO., INC.2+ years Service code 71 · EIN 94-1737782 | Brokerage Fees | $3,037 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,926 | $46,732+94.6% | $156,551-41.9% | $55,167+64.8% |
| Participation rate | 90.8% | 65.8%+25.0pp | 84.0%+6.7pp | 69.0%+21.8pp |
| Annual return | 7.51% | 17.72%-10.2pp | 32.23%-24.7pp | 169.23%-161.7pp |
| Employer contribution / active EE | $2,463 | $2,105+17.0% | $5,501-55.2% | $1,963+25.5% |
| Participant deferral / active EE | $3,306 | $2,204+50.0% | $4,871-32.1% | $3,054+8.3% |
| Admin fee / account holder | $400 | $418-4.3% | $13,028-96.9% | $504-20.6% |