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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,146 | $89,259+187.0% | $107,187+139.0% | $82,637+210.0% |
| Participation rate | 84.7% | 67.9%+16.8pp | 75.0%+9.7pp | 68.1%+16.7pp |
| Annual return | 16.78% | 21.02%-4.2pp | 204.55%-187.8pp | 53.51%-36.7pp |
| Employer contribution / active EE | $1,840 | $3,080-40.3% | $3,782-51.3% | $2,552-27.9% |
| Participant deferral / active EE | $6,243 | $4,037+54.6% | $5,096+22.5% | $4,126+51.3% |
| Admin fee / account holder | $22,380 | $7,381+203.2% | $9,162+144.3% | $7,339+205.0% |