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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,119 | $57,352+158.3% | $83,831+76.7% | $64,173+130.8% |
| Participation rate | 82.5% | 68.6%+13.9pp | 76.1%+6.3pp | 69.6%+12.9pp |
| Annual return | -8.29% | 11.38%-19.7pp | 850.99%-859.3pp | 7.63%-15.9pp |
| Employer contribution / active EE | $1,564 | $2,546-38.6% | $3,631-56.9% | $2,381-34.3% |
| Participant deferral / active EE | $4,600 | $2,993+53.7% | $4,082+12.7% | $3,470+32.6% |
| Admin fee / account holder | $5,364 | $4,046+32.6% | $5,479-2.1% | $4,887+9.8% |