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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,583 | $63,346+145.6% | $92,240+68.7% | $70,126+121.9% |
| Participation rate | 77.8% | 68.7%+9.1pp | 76.5%+1.3pp | 69.5%+8.2pp |
| Annual return | 17.77% | 530.19%-512.4pp | 176.29%-158.5pp | 73.15%-55.4pp |
| Employer contribution / active EE | $1,406 | $2,471-43.1% | $3,680-61.8% | $2,343-40.0% |
| Participant deferral / active EE | $3,679 | $2,854+28.9% | $3,897-5.6% | $3,332+10.4% |
| Admin fee / account holder | $6,698 | $3,841+74.4% | $5,194+29.0% | $4,645+44.2% |