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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,897 | $64,719+225.9% | $112,249+87.9% | $68,486+207.9% |
| Participation rate | 81.5% | 67.2%+14.3pp | 75.1%+6.4pp | 67.9%+13.6pp |
| Annual return | -17.24% | -11.40%-5.8pp | 27.48%-44.7pp | -7.85%-9.4pp |
| Employer contribution / active EE | $1,602 | $2,747-41.7% | $3,636-55.9% | $2,597-38.3% |
| Participant deferral / active EE | $4,751 | $3,565+33.3% | $4,729+0.5% | $4,028+18.0% |
| Admin fee / account holder | $13,307 | $5,232+154.3% | $6,412+107.5% | $5,404+146.2% |