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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,864 | $85,060+9.2% | $70,548+31.6% | $139,456-33.4% |
| Participation rate | 85.7% | 73.9%+11.8pp | 68.3%+17.4pp | 80.3%+5.4pp |
| Annual return | -6.38% | 30.38%-36.8pp | 32.78%-39.2pp | 373.45%-379.8pp |
| Employer contribution / active EE | $1,116 | $3,911-71.5% | $2,975-62.5% | $4,753-76.5% |
| Participant deferral / active EE | $4,306 | $5,890-26.9% | $4,567-5.7% | $6,711-35.8% |
| Admin fee / account holder | $2,626 | $8,925-70.6% | $6,424-59.1% | $11,407-77.0% |