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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,076 | $96,508-12.9% | $75,901+10.8% | $152,897-45.0% |
| Participation rate | 79.2% | 76.2%+3.0pp | 69.3%+9.9pp | 82.5%-3.3pp |
| Annual return | 2.99% | 33.99%-31.0pp | 30.76%-27.8pp | 345.43%-342.4pp |
| Employer contribution / active EE | $1,016 | $3,310-69.3% | $2,501-59.4% | $4,764-78.7% |
| Participant deferral / active EE | $3,801 | $4,554-16.5% | $3,603+5.5% | $5,851-35.0% |
| Admin fee / account holder | $4,611 | $8,081-42.9% | $5,420-14.9% | $11,599-60.2% |