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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,686 | $102,638-13.6% | $81,991+8.2% | $158,966-44.2% |
| Participation rate | 70.8% | 75.5%-4.7pp | 69.3%+1.6pp | 82.0%-11.1pp |
| Annual return | -5.05% | 61.05%-66.1pp | 41.31%-46.4pp | 302.95%-308.0pp |
| Employer contribution / active EE | $947 | $3,241-70.8% | $2,498-62.1% | $4,762-80.1% |
| Participant deferral / active EE | $3,515 | $4,649-24.4% | $3,722-5.6% | $5,983-41.3% |
| Admin fee / account holder | $1,034 | $8,237-87.4% | $5,665-81.7% | $11,250-90.8% |