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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,457 | $52,580+30.2% | $71,671-4.5% | $70,126-2.4% |
| Participation rate | 81.5% | 60.9%+20.6pp | 68.7%+12.7pp | 69.5%+11.9pp |
| Annual return | 9.01% | 20.25%-11.2pp | 20.65%-11.6pp | 73.15%-64.1pp |
| Employer contribution / active EE | $849 | $1,616-47.5% | $2,460-65.5% | $2,343-63.8% |
| Participant deferral / active EE | $3,072 | $2,386+28.8% | $3,438-10.6% | $3,332-7.8% |
| Admin fee / account holder | $7,233 | $3,653+98.0% | $5,558+30.1% | $4,645+55.7% |