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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,925 | $56,894+96.7% | $84,753+32.1% | $62,881+78.0% |
| Participation rate | 94.7% | 68.5%+26.2pp | 76.6%+18.1pp | 69.3%+25.4pp |
| Annual return | 12.18% | 6.30%+5.9pp | 22.78%-10.6pp | 20.14%-8.0pp |
| Employer contribution / active EE | $1,746 | $2,400-27.2% | $3,574-51.2% | $2,281-23.5% |
| Participant deferral / active EE | $5,771 | $2,709+113.0% | $3,712+55.5% | $3,203+80.2% |
| Admin fee / account holder | $9,614 | $3,581+168.5% | $5,333+80.3% | $4,296+123.8% |