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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,030 | $96,731+47.9% | $123,973+15.4% | $86,983+64.4% |
| Participation rate | 97.9% | 70.0%+27.9pp | 76.7%+21.2pp | 69.5%+28.3pp |
| Annual return | 7.80% | 17.33%-9.5pp | 388.13%-380.3pp | 25.83%-18.0pp |
| Employer contribution / active EE | $3,780 | $3,297+14.7% | $4,126-8.4% | $2,584+46.3% |
| Participant deferral / active EE | $9,538 | $4,152+129.7% | $5,247+81.8% | $4,194+127.4% |
| Admin fee / account holder | $10,719 | $8,722+22.9% | $11,799-9.1% | $7,856+36.5% |